Detailed breakdown
Principal₹1,00,000
Annual rate8%
Time in years5
Compounding frequency4 per year
Simple maturity₹1,40,000
Compound maturity₹1,48,595
RMRajiv Malik& Associates · Chartered Accountants
Member, The Institute of Chartered Accountants of IndiaFinance calculator
Compare simple and compound interest with annual, half-yearly, quarterly or monthly compounding.
Professional calculator
Compare simple interest and compound interest using annual, half-yearly, quarterly or monthly compounding.
Estimated result
Simple interest
₹40,000
Compound interest
₹48,595
Compound maturity amount
₹1,48,595
Simple Interest = P × R × T. Compound Amount = P × (1 + R/n)^(n×T).
Related tools
Detailed reducing-balance EMI calculator with yearly summary and month-wise amortization schedule.
Estimate business loan EMI, total repayment, processing cost and EMI coverage context.
Estimate home-loan EMI, amortization and optional lump-sum prepayment impact.