Legal
Terms of Use
The conditions that apply when you use this website.
Website use
This website provides general information about the firm and its services. You agree to use it lawfully and not attempt to disrupt its security or operation.
No engagement by website use
Viewing this website or sending an enquiry does not by itself create a professional-client relationship. An engagement begins only after scope and terms are agreed.
Intellectual property
Unless otherwise stated, website text, branding and design belong to Rajiv Malik & Associates and may not be reproduced without permission.
Availability
We aim to keep information available and accurate but do not warrant uninterrupted access. These terms may be updated from time to time.
Last updated: 28 June 2026
