New Regime
Estimated Tax Liability
Gross Total Income
₹9,25,000
Deductions allowed
₹0
Total Income
₹9,25,000
Tax before cess
₹0
Cess
₹0
Estimated tax
₹0
Tax credits
₹0
Estimated refund
₹0
Tax calculator
Income Tax Calculator
Estimate income tax under the new regime for AY 2026-27.
AY 2026-27 / FY 2025-26
Detailed income tax estimator for individuals
Enter income head-wise details to estimate old-regime and new-regime tax. Results are indicative and should be reviewed before filing.
01
Income from Salary
HRA, professional tax and most allowances are old-regime benefits. New regime applies standard deduction and employer NPS where eligible.
HRA exemption
₹0
Taxable HRA
₹0
Standard deduction
₹75,000
Taxable salary
₹9,25,000
02
Income from House Property
New regime does not allow set-off of house-property loss against other income. Old-regime set-off is capped in this estimator at Rs. 2,00,000.
NAV
₹0
30% standard deduction
₹0
Raw house-property income/loss
₹0
Income used in computation
₹0
03
Business / Profession Income
Choose the relevant mode. Exchange-traded F&O and intraday equity are kept separate because their tax classification and loss treatment can differ.
Normal business income used
₹0
Net F&O profit/loss
₹0
Net intraday profit/loss
₹0
Business/profession income used
₹0
04
Capital Gains, VDA / Crypto and Special-Rate Income
Enter taxable gain under the applicable category. Asset-specific rates, indexation, dates and exemptions may require professional review. VDA is kept separate from normal capital gains/business income.
VDA taxable income @ 30%
₹0
VDA loss not set off
₹0
Special-rate income total
₹0
Special-rate tax before cess
₹0
05
Other Sources and Exempt Information
Lottery/betting/game winnings are treated as special-rate income at 30% in this estimator. Agricultural income aggregation is not applied automatically.
06
Chapter VI-A Deductions
Old regime permits common Chapter VI-A deductions subject to conditions. New regime in this estimator allows only employer NPS u/s 80CCD(2), where entered.
07
Tax Paid / Credits
These amounts reduce estimated tax liability and may create an estimated refund.
Estimated result
Computation explanation
New Regime breakdown
Salary Income₹9,25,000
House Property Income / Loss Used₹0
Business / Profession₹0
Other Sources₹0
Normal Gross Income₹9,25,000
Special-Rate Income₹0
Gross Total Income₹9,25,000
Less: eligible deductions-₹0
Total Income₹9,25,000
Tax on normal income₹32,500
Tax on special-rate income₹0
Less: Rebate u/s 87A-₹32,500
Less: 87A marginal relief-₹0
Surcharge₹0
Less: surcharge marginal relief-₹0
Health & Education Cess₹0
Estimated Tax Liability₹0
Less: TDS/TCS/Advance/SAT-₹0
Estimated Refund₹0
Loss / set-off guidance
- No current-year loss was entered or detected for separate set-off guidance.
ITR, books and audit guidance
- For salary/standard income cases, ITR form and schedules depend on residential status, income heads, deductions, assets and reporting requirements.
This calculator provides an estimate based on the information entered and general provisions applicable for the selected assessment year. Tax treatment may differ for special-rate income, capital gains, surcharge, agricultural income, deductions, exemptions, residential status, and case-specific provisions. Please obtain professional advice before filing.
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